Insurance faq

insurance faq

What is a co-payment?

A fixed fee that subscribers to a medical plan must pay, for their use of specific medical services covered by the plan.

What is co-insurance?

This is the amount a patient owes after insurance has been filed. For example: most insurance companies only cover 80%, 85% or 90% of allowed charges and the patient is responsible for the balance.

What is a deductible?

A deductible is the fixed amount you pay out of pocket before a health insurance plan begins to cover health care costs.

What does in-network mean?

In-network refers to health care providers that have agreed to provide services to a health plan’s members at a negotiated rate. Plan members usually pay less when using an in-network provider because the cost to the health plan is lower.

When is a procedure considered cosmetic?

Insurance companies rely on physicians to submit claims on procedures that in their opinion are medically necessary. Cosmetic procedures could be but are not limited to-benign moles, skin tags, acne/milia extractions and seborrheic keratosis. Also laser treatments to improve appearance or to treat acne are considered cosmetic.

What is an EOB?

It is an Explanation of Benefits that is mailed to the patient and provider, showing amount billed, amount adjusted off, amount paid (if any) or amount applied to deductible.

Please remember to contact your insurance company for questions concerning your policy. By understanding your policy better, you are an advocate for yourself!

Insurance Plans We Accept

Aetna
Independence Blue Cross
Blue Cross Blue Shield
United HealthCare
TriCare
Medicare
AmeriHealth
Cigna
AARP
Independence Administrators

WE TAKE MOST COMMERCIAL INSURANCE PLANS

If you do not see your plan listed above, please call (610)-525-7800 or email us at office@brynmawrdermatology.com to inquire if we do accept your current plan. Thank you.

Insurance Plans We DO Not Accept

AmeriHealth Caritas
Access
Aetna-Better Health
BlueShield Anthem EPO
Bravo
Cigna HealthSpring
Coventry
HealthAmerica
Health Partners
Horizon Medicare
Humana HMO
Keystone-First/Connect/Mercy
Medicaid
United HealthCare-Community Plan
Value Network
YHO#HZN, JGV#HZN – out of state
Worker’s Compensation

Villanova, PA | Collegeville, PA

CHESTERBROOK LOCATION NOW OPEN. BOOK TODAY!

Insurance faq

Insurance faq

insurance faq

What is a co-payment?

What is co-insurance?

What is a deductible?

What does in-network mean?

When is a procedure considered cosmetic?

What is an EOB?

Insurance Plans We Accept

Insurance Plans We DO Not Accept

Your Skin is Our Business.

Our Locations

Villanova

Collegeville

Chesterbrook

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Your Skin is Our Business.